Fred Masters founded Masters Money Management Inc. in 2018 and has given personal financial literacy presentations to a wide variety of audiences including attendees at The MoneyShow Toronto, university students, both elementary and secondary school students, parent groups and during business 'lunch & learn' sessions. He is the author of the highly-acclaimed book 'Lessons on Mastering Money' and a regular contributor for Canadian MoneySaver. He is a sought-after media commentator on financial literacy in the schools, having been interviewed by the Globe & Mail, CBC Radio One KW, 570News, NewsTalk1010 and ETF Market Insights on the topic. He is a licensed mortgage agent and is part of the Mortgage InGenuity Inc. team based out of Kitchener.
Professional Background: Mr. Masters is a professional educator with three decades of experience teaching business and cooperative education with the Waterloo Catholic District School Board. He is a graduate of both Wilfrid Laurier University's Honours Bachelor of Business Administration program and Western University's Bachelor of Education program. In addition, he completed the Principal Qualification Program at the University of Toronto. He holds Cooperative Education Specialist and Honour Specialist in Business Education certification. He retired from the WCDSB in 2018 and founded Masters Money Management Inc. at that time.
He spent half his career in positions of added responsibility including Experiential Learning Consultant where he oversaw cooperative education programming for the entire Board. Additionally, he served as Program Head of Business & Cooperative Education at Resurrection Catholic Secondary School for over a decade where he taught senior financial accounting every semester. He served as Co-Chair for Resurrection's 25th Anniversary Celebrations and was the school's inaugural Phoenix Torch Bearers Award co-recipient in recognition of leading those celebrations. He performed Master of Ceremony duties at countless events at Resurrection, from Graduation Ceremonies to Academic Award Events to Year-End Award Assemblies.
He was involved in many curriculum initiatives including being a writing team member for the "Education4Innovation" teacher resource and acting as validator for the WCDSB's Co-op & Experiential Learning Procedures Handbook. Mr. Masters wrote the teacher resource package for the new Budgeting & Financial Management strand for the revised Careers course for the WCDSB. He delivered Conflict Mediation & Customer Service Training to WCDSB cooperative education students through a partnership with HotZone Training Consultants Inc. which is affiliated with Fanshawe College.
Phoenix Finance: A passion for teaching personal financial literacy led to Mr. Masters launching Phoenix Finance at Resurrection. The club thrived for five years; Mr. Masters led over one hundred weekly sessions during that time and was invited to give numerous 'lunch & learn' sessions to Board Office staff too. This success was the genesis for the creation of Masters Money Management.
Personal: Mr. Masters was an active ringette coach, having won National & multiple Provincial championships with various Kitchener Ringette teams. Having the opportunity to be part of Team Ontario at the Canada Winter Games was a definite highlight. He was Vice-Chair of the Board of Directors for Parents for Community Living Kitchener-Waterloo Inc. and was also a member of PCL's Finance & Audit Committee. He volunteers on Finance Committees at his parish and for the Congregation of the Resurrection. He lives in Waterloo Region with his wife, Kathy Doherty-Masters, a retired professional educator who now serves as Vice-Chair of the Board for the WCDSB. The couple love to travel - Mr. Masters writes for www.whattravelwriterssay.com - and they are avid Olympic fans, having attended over 30 events at four Olympic Games (Athens, Beijing, Vancouver & London). Their two sons, Andrew and Brendan, are professionals; Andrew is a professional hockey goaltender and Brendan is a professional educator.