"Money is everyone’s game – Fred shares the rules for playing so that you win."
Author, Retired Principal and Hockey Dad
"Lessons on Mastering Money is a brilliant book that will be a 'game-changer' when it comes to helping Canada's young people significantly increase their level of personal financial awareness. It provides impressively thorough and meaningful insights on an essential life skill that we all want to master!
Leveraging his decades of experience teaching financial literacy, Mr. Masters has written an incredibly comprehensive yet accessible guide that will allow any young Canadian to thrive financially. Written with empathy and using a conversational style, this book should be mandatory reading for any graduate who is ready to enter the workforce. Implementing the advice found here will put any reader on the path to achieving their financial goals. It should be viewed as the foundational guide for understanding the world of personal finance for Canada's young people.
This is the finest personal finance book that I have ever read."
FP Canada™ Fellow
Professor of Financial Planning Services, Conestoga College
BBA, Wilfrid Laurier University, MBA, McMaster University, CLU, CHFC, CFP
"For a comprehensive overview of how Canadians can improve financial literacy, look no further than Fred Masters' book."
CFO, Financial Independence Hub, MoneySense columnist and author of Findependence Day
"Lessons on Mastering Money is a ‘must-read’ for any Canadian under the age of 40, and is an important contribution to promoting the financial wellness and resiliency of Canadians."
R. Mark Reesor, PhD
Associate Professor and Chair, Mathematics, Wilfrid Laurier University
Adjunct Professor, Department of Statistical and Actuarial Sciences, and Co-investigator, Financial Wellness Centre, Western University
"Lessons on Mastering Money is a comprehensive yet breezy compendium of tips, tricks and teachings that young Canadians need to launch their lives while making smart, financially savvy decisions."
Financial journalist and author of The Secret Life of Money: A Kids’ Guide to Cash
"Wondering what you should have been taught in school about money? Look no further!" Sebastian Monsalve
Former President, Smith Commerce Society, Smith School of Business, Queen’s University
"Lessons on Mastering Money is such an easy-to-understand book on financial literacy for young adults that after reading it, I purchased copies for my daughters, and I found it to be a good tune-up for myself. It's the perfect resource for senior Business Studies courses, DECA programs and courses with financial literacy components. The book should be read by all high school graduates before they go off to college, university or the workplace."
OBEA (Ontario Business Educators’ Association) Past President
Former OBEA Ontario Ministry of Education Representative
Lead writer for Ontario Ministry of Education Entrepreneurship Curriculum
"What Fred really offers here is a roadmap that any young person can follow to the financial freedom they’ll crave in their later years."
TV & Radio Talk Show Host
Broadcasting - Radio & Television, Conestoga College and BA – English, University of Waterloo
"Where was this book when I was 21? Mr. Masters' book hits the mark when it comes to instantly increasing the level of financial literacy for Canada's young people; it will improve their financial future and set them on a path to financial freedom."
Superintendent of Learning (retired), OCT
EdD, University of Toronto
"I learned about personal finance by reading David Chilton’s book, The Wealthy Barber; for today's young Canadians, it will be Lessons on Mastering Money. I know I will be giving Lessons on Mastering Money to my two daughters; it will provide any young Canadian with the needed foundation for a successful personal financial journey!"
Superintendent of Student Achievement, Secondary, OCT
MEd, Wilfrid Laurier University
Two-time Canadian Olympian (Wrestling)
"Lessons on Mastering Money hits the mark when it comes to helping younger Canadians understand and successfully navigate a financial world that can be overwhelming. It can certainly be said that Lessons on Mastering Money delivers the critical foundational lessons that are absolutely necessary for a successful financial life!"
Colin R. Westman Judge (retired)
Ontario Court of Justice (1990 – 2018)
"I would expect the reader to finish this book feeling excited, informed and hopeful about financial challenges that lay ahead."
J. Stephen Schmidt LL.B.
Juris Doctor, University of Toronto
"The resource is aimed at our youth but also serves as a refresher course for all who are concerned about managing their own money. His advice is practical, easy to follow, clear and understandable."
Director of Education (retired)
MA, Carleton University and MEd, University of Toronto
"I finished your book which is one of the very best I have read! Even though I am very familiar with all the topics I even better understand them after your explanations."
Ardelle Harrison, Author of Bank on Yourself
"Lessons on Mastering Money provides comprehensive information that is critical for building a solid foundation to help achieve success in all key areas of a person’s financial life."
John Collings CPA, CA, CISA, CIA
Director - Internal Audit (retired)
"Whatever your current financial situation may be, Lessons on Mastering Money is sure to offer critical strategies that will immediately improve your overall financial well-being."
Investment Analyst and former VP-Finance of DECA Laurier
BBA, Wilfrid Laurier University
"Navigating personal finances always seemed frightening, but after reading this book I feel that I have armed myself with the necessary tools to navigate my own finances."
Professional Athlete (Football)
BSc, University of Guelph
"Learning how to be financially responsible is essential in today’s world. As an educator, I know that our secondary school curriculum only scratches the surface in terms of what students need to know in order to successfully navigate their financial journey. Lessons on Mastering Money is an accessible guide that provides students with the foundational financial literacy teachings that they absolutely need to learn for financial success. The book, which meets students right where they are in terms of readability and messaging, should be viewed as the roadmap when it comes to financial literacy education for our students."
Head of Mathematics
Resurrection Catholic Secondary School
Waterloo Catholic District School Board
"No matter where you're at on your personal finance journey, Lessons on Mastering Money will help you take better control of your financial life!"
People and Culture Specialist
BA – Psychology and Sociology, Wilfrid Laurier University and Graduate Certificate, Human Resources Management, Conestoga College
"Fred gave me a copy of his book to pass along to my 15 year old grandson. I opened it to have a peek and could not put it down. I wish I'd seen it years ago! I want everyone in our family to read it! It explains all facets of money management as part of successful living and does it in a clear, organized, simple, friendly way. If I, as a retired educational consultant, like it and have learned from it, and my young grandson does too, Canadians of all ages will find it easy to read and will benefit from it!"
Educational Consultant (Ret.)
Waterloo Region District School Board
"I highly recommend this guide for anyone, especially students or new graduates who have the ability to develop good saving habits right from the start!"
BBA, Wilfrid Laurier University
"Lessons on Mastering Money is the perfect book at the perfect time for young Canadians!"
Robel J. Berhane
BCom, Entrepreneurship, St. Mary’s University
"This book contains what we should have all been taught in school about money!"
Software Product Manager
BBA, Wilfrid Laurier University
"I would recommend this book to my fellow high school and university students as well as recent graduates, as it provides the guidance we need to set ourselves up for financial success, and live the lifestyles we desire."
BBA, BA – Financial Mathematics Double Degree Student, Wilfrid Laurier University